Tumblelog by Soup.io
Newer posts are loading.
You are at the newest post.
Click here to check if anything new just came in.

Car insurance: get a 12.5pc discount with a dash-cam

Drivers who sign up to the policy must ensure their dash-cam is always in the car and switched on when driving. If a policyholder were to be involved in an incident, Swiftcover said it would expect them to send video evidence to help settle the claim.

“We will deal with cases where there is no video available on a case-by‑case basis,” a spokesman said.

Dash-cams are typically wired into your car so they automatically turn on and start recording when the car is started. Cameras can also be powered by a cable plugged into the cigarette lighter. Dash-cams have built-in memory and record on a continuous loop, so when the storage is full it will record over the oldest footage.

Recording devices have been popular for some time in other countries, particularly in Russia, where the Russian Highway Patrol is notoriously aggressive and the roads can be extremely dangerous thanks to long icy winters.

But the trend for dash-cams is growing in Britain, partly thanks to the rising incidence of fraud such as “crash for cash” scams. Halfords said year-on-year sales had increased by 320pc.

(Warning: one collision involves a vehicle striking a deer)

In June, Aviva, which insures one in 10 cars in Britain, said the number of “crash for cash’’ frauds surged by 51pc last year.

Aviva said it had detected around 820 staged accidents in 2013, leading to some 2,200 fraudulent personal injury claims.

Have you used footage from a dash-cam to prove your innocence? Telegraph Money wants to hear from you. Email us at nicole.blackmore@telegraph.co.uk or write to Money Desk, 111 Buckingham Palace Road, London, SW1W 0DT.


Don't be the product, buy the product!